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Best Health Insurance Company In India 2022

As health insurance companies have become relatively more active in recent times, they have prepared themselves well to handle and manage the changing situation and increasing demand. A number of companies are operating in the market, offering a variety of products and tools, catering to the diverse needs of a vast customer base. The internet is filled with tons of information, making it a lot of work for consumers to decide which one is best.

How To Choose The Best Health Insurance Company In India In 2022?

To choose the best health insurance company in India in 2022, here are some factors you need to consider:

  1. Ease of claim and claim settlement process
  2. Network Hospital
  3. Types of plans available as per requirements
  4. Cus7tomer support, etc
  5. However, you need to analyze your needs first and then choose the plan that suits your needs.

While compiling this list of best health insurance companies in India in 2022, we have critically considered certain important factors including coverage period, affordability, fee structure, plan renewals, claim settlement ratio, and include value-added benefits. These six factors are important determinants when choosing the best health insurance company in India.

List Of Best Health Insurance Companies In India 2022

Aditya Birla Health Insurance Company Limited

It is one of the most notable names as the best health insurance company in India. It is a joint venture between the Aditya Birla Group and a South African company. For the benefit of its vast customer base, they have launched several attractive schemes and health packages. One of the salient factors of these plans is that it includes coverage of homeopathy treatment and a special health app called “Abhiconnect”. Their exclusive app also includes mental health coaches for active health plan holders.

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Tata AIG

Being one of the rulers of the Indian health insurance sector, Tata AIG is the result of a highly successful joint venture between the prestigious Tata Group and the American International Group, an insurance and financial conglomerate.

Starting its business in 2001, it offers several business and personal insurance plans. It can boast of maintaining a claim settlement ratio of 95%, and the insurance designs are specially designed for women, senior citizens, families, critical illnesses, and many more. Some of the key products include Tata AIG Medicare Expert Protect, MediSenior, Wellsurance Executive, etc.

Star Health Insurance

It is the result of a joint venture between Allied Insurance Company Limited and Star Health. Starting its journey in 2006, it is one of the most prestigious insurance companies in the country. this is consistently maintains an average expensed claim settlement ratio of 61.76% and offers a wide variety of health insurance tools. It also deserves to be one of the best health insurance companies in India.

It is one of the leading providers of any health plan, specifically designed for heart patients, called Star Cardiac Care. Other important products include Star Comprehensive Insurance Policy, Family Health Optima Insurance Plan, etc.

HDFC Ergo Health

It is the fourth-largest private general insurance company in the country. The company is a joint venture between Ergo International AG and HDFC Limited. It maintains a claim settlement record of around 90.32% on average.


Apart from these, some other important health insurance companies operating in the country include ICICi Lombard, Star Health Insurance, Niva Bupa, Aditya Birla Capital Health Insurance, ManipalCigna Health Insurance, and Future Generali. All health insurance companies mentioned here are approved by IRDAI. According to exclusive research by TechVista, there are currently around 57 health insurance companies operating in the country. We have carefully selected only the Best Health Insurance Company in India, 2022 for your benefit.

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Frequently Asked Questions

  1. When I am not satisfied with the performance and services of my current health insurance company, what are my options for future income?
  2. There is a special service called health insurance portability, using which you can change your plan without any additional charges.
  3. What Are The Important Factors To Consider While Choosing The Best Health Insurance Companies In India?


While making your choice for the best health insurance companies in India you need to consider the following factors: relevant plan features; Premium Affordability, Best Riders, and Benefits, Claim Settlement Ratio, Cashless Network Hospitals, Ratings & Reviews, Customer Service Support, and Smooth Plan Renewal.



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